Layaway Plan 0%

Pay with layaway, we assist our customers with reasonable spending. No credit check needed, and absolutely zero interest charges so that you can utilize this flexible spending plan with peace of mind. You have an option to decide on the length of term between 1 to 12 months.

An initial deposit of 20% is required to start the layaway plan as well as service fee and re-stocking fee. You may place a larger deposit up to 50% of the total purchase price. Higher deposit, lower monthly payments. 

Layaway program option is only for purchases of $100 or more, and applies to all products.

We also charge for:

***Service fee: $5.00

***Processing Fee: $5.00

Example layaway plan:

Purse priced at $1,000 and customer wants a 6 month layaway plan with a 20% initial deposit.

Initial Deposit: $200 (20% of $1,000)

Installment Terms: 6 months

Monthly Payment: $133.33 (Remaining $800 divided by 6 months)

Required Payment to start a layaway plan: $210 (20% of $1,000 plus Service Fee $5, plus Processing Fee $5). Non refundable.

 

Cancellation Policy:

If you wish to cancel your layaway plan anytime prior to the final payment then we will issue a refund minus the initial 20% deposit, Service fee of $5 and Processing Fee of $5.

Example Cancellation layaway plan:

Initial Deposit: $210 (20% of $1000 + Service Fee $5 + Processing Fee $5)

Amount Paid: $399.99 ($133.33/month x 3 months)

Total Payment including Initial Deposit and other fees: $609.99

Total Refund: $399.99 

 

How do I make layaway payments:

We will need a copy of your Driver's License and a copy of your Credit Card or Debit Card. We will automatically charge your card every 10th of the month. Also an Authorization Form to let us charge your card which we will provide to you. 

What if I miss a layaway payment or my payment got declined?

You will get an email notice from us stating that your payment got declined. You have a 7 day grace period after your payment due date before your contract is canceled and items are returned to stock. A non refundable 20% initial deposit, service fee of $5 and processing fee of $5 will apply. All payments will be refunded to you minus the 20% Initial deposit, service fee $5 and Processing fee $5. Refunds will be made within 15 days.

 

What are you waiting for? Contact us now at emerycloset@yahoo.com to start the layaway program. SUBSCRIBE NOW or be a MEMBER NOW! We will email you the contract and the forms needed.

Thank you.

Emery and Things